Thursday, April 23, 2020 @ 11:02 PM
Posted By: Joseph Giovinazzo
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When you buy a home, you might want to consider choosing a mortgage that includes flexible prepayment privileges. Prepayment privileges allow you to increase your regular mortgage payments without having to pay extra fees. Prepayment privileges are sometimes included in the agreements for closed mortgages. If your lender is a
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Category: Investing
Tags: mortgage,choosing mortgage,
Friday, March 18, 2016 @ 4:21 PM
Posted By: Joseph Giovinazzo
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If you’re in the market for a new home this spring, a recent change to the rules surrounding insured mortgages might affect you. The new rule came into effect on February 15, 2016 and will affect buyers shopping for homes with price tags over $500,000. Homebuyers will now have to
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Category: Real Estate
Tags: real estate,down payment,mortgage insurance
Tuesday, November 24, 2015 @ 10:25 AM
Posted By: Joseph Giovinazzo
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Being a new homeowner has its share of expenses. In addition to your mortgage, insurance and utility costs, there is a host of other weekly, monthly and annual expenditures that you will need to factor into your budget in order to stay on track during your first year in a
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Category: Real Estate
Tags: budget,mortgage,real estate
Thursday, November 5, 2015 @ 11:55 AM
Posted By: Joseph Giovinazzo
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Getting pre-approved for a mortgage is a great first step in buying a new home. Meeting with your bank or broker first will help you identify what you can afford and keep your search within your means. But sometimes even a pre-approved mortgage will fall through. Your mortgage approval is
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Category: Real Estate
Tags: pr-approval,mortgage,real estate
Tuesday, March 31, 2015 @ 12:02 PM
Posted By: Joseph Giovinazzo
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Let's say you bought a house three years ago at a five-year fixed mortgage rate. Whether you've outgrown your current home or need to move for a career change, you might be wondering about transferring your mortgage - with its current rates and terms - from one home to the
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Category: Real Estate
Tags: mortgage,portable,moving,interest rate
Friday, March 27, 2015 @ 2:39 PM
Posted By: Joseph Giovinazzo
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In Ontario there are innumerable incentives for first-time homebuyers! Buying your first home is one of the largest investments of your life, and Ontario offers countless ways to aid and encourage first-time buyers. Canada's Economic Action Plan introduced the First-Time Home Buyers' (FTHB) Tax Credit and the expansion of the
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Category: Real Estate
Tags: home buyers,tax credit,mortgage,real estate
Tuesday, September 30, 2014 @ 3:38 PM
Posted By: Joseph Giovinazzo
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The prospect of making the biggest purchase of your life can be daunting, especially as a first-time buyer. Buying a home takes planning and involves some necessary steps to help you avoid disappointment, unnecessary costs and getting in over your head. Step #1: If you haven't already done so, sit
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Category: Real Estate
Tags: real estate,home,buyer,seller,downpayment,realtor,mortgage
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